Loan & EMI Calculator

Calculate your monthly payment, total interest, and full amortization schedule

Monthly Payment

$665.30

Principal (42%)Interest (58%)
Principal$100,000.00
Total Interest$139,508.90
Total Payable$239,508.90

This calculator provides estimates for informational purposes only. Actual loan terms may vary — consult your lender for exact figures.

Enter your loan amount, annual interest rate, and term to instantly see your monthly EMI (equated monthly instalment), the total interest you’ll pay over the life of the loan, and the total amount payable.

Works for mortgages, car loans, personal loans, student loans, or any fixed-rate instalment loan. The amortization schedule shows exactly how each payment is split between principal and interest month by month.

All calculations use the standard EMI formula and run entirely in your browser — no data is sent anywhere.